Most new drivers do not actually understand what they are being paid.

Gross pay.
Fuel surcharge.
Escrow deductions.
Insurance charges.
Lease payments.
Maintenance programs.

By the time drivers reach the bottom of the settlement sheet, many still do not know whether the numbers actually make sense.

This guide breaks trucking settlement statements down line-by-line so you can understand:

• how pay is calculated
• what deductions mean
• how mileage is verified
• where drivers commonly lose money
• what warning signs to watch for
• what questions to ask before signing lease agreements

Built using Rolling Line’s operational-first approach, this guide focuses on financial clarity and self-protection — not industry hype.

Perfect for:

• new CDL drivers
• company drivers
• leased owner-operators
• drivers evaluating lease-purchase programs
• trucking students
• spouses helping manage trucking finances

WHAT’S INSIDE

☑ Linehaul Pay Explained
☑ Fuel Surcharge Breakdown
☑ Escrow & Lease Deductions
☑ Insurance Charge Explanations
☑ Accessorial Pay Guide
☑ Mileage Verification System
☑ Settlement Red Flags Checklist
☑ Sample Settlement Breakdown
☑ Questions to Ask Before Signing a Lease Program
☑ Financial Self-Protection Tips

INCLUDED BONUS RESOURCES

✔ Settlement Red Flag Checklist
✔ Sample Settlement Walkthrough
✔ Lease Program Questions Checklist
✔ Mileage Verification Framework